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Bank of the James Financial Group, Inc. Announces Results for 2nd ...
LYNCHBURG, Va.--(BUSINESS WIRE)--July 21, 2006--Bank of the James Financial Group, Inc. (OTCBB:BOJF) (quarterly consolidated results unaudited) reported today total net income after tax of $428,000 or $0.21 per basic share ($0.20 diluted) for the quarter ended June 30, 2006 and $784,000 or $0.39 per basic share ($0.36 diluted) year-to-date compared to net income of $424,000 or $0.21 per basic share ($0.20 diluted) and $767,000 or $0.39 per basic share ($0.37 diluted) for the respective periods a year ago. All earnings per share amounts have been adjusted to reflect the 25% stock dividend paid by the Bank of the James Financial Group, Inc. (the "Company") during March, 2006, as well as all previously declared and paid stock dividends. Return on average assets ("ROAA") and return on average equity ("ROAE") for the quarter ended June 30, 2006 were 0.85% and 11.30% respectively.
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An Interview with Seth
Then comes the real planning -- working out thumbnail breakdowns of the comic. This is where the real writing happens (in my opinion). In comics, so much of the story is told through the pacing of the story. For me, this process is where it comes together. After that, it's just the laborious process of drawing and inking the comic book.
The first three segments of Clyde Fans, the ones dominated by Abe, are very chatty while those centered around Simon are wordless for long stretches. Did you find one more challenging to work with than the other?
When I am writing I am generally not thinking in terms of quiet or talkative. Instead I am making a distinction between "inside and outside." In both the first and second parts of Clyde Fans the story is told from the outside.
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