Installment Loan Mortgage Second
One house, three widely varying market values
Q: We are in the process of selling our home. Now I see why you suggest interviewing at least three realty agents before listing with the best one. So far, we interviewed three agents and they each provided us with CMA (comparative market analysis) forms.
However, they used mostly different comparable recent home sales. We have a ''run of the mill'' house in a very desirable neighborhood. The agents set the market value of our home at $475,500, $560,000 and $625,000. These are all experienced local agents. How can they set the market value of our home so far apart?
A: That is amazing. But you should be aware the realty agent doesn't set the market value for your home -- the local market does.
Something is seriously wrong with those CMAs, especially if they didn't use the same recent sales prices of similar nearby homes.
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City Holding Company Announces Increased Second Quarter Earnings
CHARLESTON, W.Va., July 24 /PRNewswire-FirstCall/ -- City Holding Company, "the Company" CHCO, a $2.5 billion bank holding company headquartered in Charleston, today announced net income for the second quarter of $13.8 million, or diluted earnings per share of $0.77 compared to $12.3 million, or $0.71 per diluted share in the second quarter of 2005, an 8.5% increase. For the second quarter of 2006, the Company achieved a return on assets of 2.17%, a return on equity of 18.8%, a net interest margin of 4.58%, and an efficiency ratio of 44.1%.
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